A personal budget is like your own spending plan. It allows you to know where your money is spent on and how much you have to work with. Creating you own budget is not easy. But, a budget can bring you many tremendous benefits.
Let’s start at the beginning. How much do you make now? What are your current expenses? Do you have any extra income from your home business after the business expenses? Is the extra income at least as much as what you bring home from your job? If this is the case, let’s look at some of the hidden perks that you’ve been receiving that you may need to replace with your new venture.
Which is why Microsoft is going to win the war of the Cloud Accounting. Look, I’m not the world’s biggest Microsoft fan. Yes, my company sells one of their products. But I’ve been brought to tears too many times to mention by Windows freeze-ups. I’ve watched my nails grow in front of my eyes while waiting for my computer to startup (or shutdown). I show advanced symptoms of Parkinson’s every time I have to pay for an Office upgrade.
Is it an open ended arrangement? In my opinion, the agreement should be open to the extent that either party may cancel the services upon notification. Acceptable methods of notification should be discussed.
The study that touts the benefits of drinking a glass of juice a day was produced by researchers at the University of Minnesota. They surveyed over 14,000 people on their drinking habits. The individuals that drank one glass of 100% juice a day were 22% less likely to be obese. Many of them also led a healthier lifestyle than non-juice drinkers, but even KCA for the differences in lifestyle, they were 14% less likely to be obese.
They commonly send you a response, stating you signed a contract and you must pay it, or offering you payment counseling, or even reducing the amount you owe and telling you to pay the discounted amount. They often claim to have the proper authority, but they never provide any proof of any authority. If they have the authority to lend their credit, WHY CAN’T THEY PROVE IT?
Taxes – Automation should be used for taxes whenever possible. Manually figuring income, expenses, and deductions can take a very long time to organize and calculate or it can be very expensive to have done by an accountant. Software provides summaries that show a running status of expected taxes with deductions for easy planning. Reports can be customized to reflect specific financial information.
Those government credit cards are only for official business. Unfortunately very few people have been put in jail from the government for stealing and something needs to be done. Please consider this in 2006.